Are you part of the millions of homeowners going through troubled times? Are you faced with the decision to choose loan modification help or lose your home? Now the question is--who do you turn to for help? Thousands of companies are saying they have the best success-rate, experience, and knowledge. The problem is, as homeowners, many of you are vulnerable and ready to jump at any offer thrown at you because you are desperate. However, that is exactly what those loan modification companies are counting on.